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Big Bill Means Big Changes For Student Loan Borrowers: What You Need to Know
July 15, 2025
by Ella Halpine
On July 4th, President Donald Trump signed the One Big Beautiful Bill (“Big Bill”) into law. The biggest changes for borrowers include new limits on how much they can borrow […]
Continue Reading →Student Loan Collections Are Back—Here’s What You Need to Know
July 03, 2025
by Ella Halpine
On May 5, 2025, the federal government restarted collections on federal student loans that are in default. That means if you haven’t made a payment on your federal student loans […]
Continue Reading →Screenshot Your IDR Progress Today
April 25, 2025
by Ella Halpine
On April 25, we published this story urging borrowers to screenshot their IDR progress tracker in case the government removes this important information. On April 28, the government removed the […]
Continue Reading →Collection of Defaulted Student Loans to Begin Soon: What Borrowers Need to Know Now
April 24, 2025
by Ella Halpine
This week, the Department of Education announced that it plans to begin forced collection on federal student loans that are in default as soon as May 5, 2025. That means […]
Continue Reading →IDR Application is Back Up
March 28, 2025
by Ella Halpine
On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. Borrowers can now apply to enroll in, switch […]
Continue Reading →PART 2: The Current Impact on Borrowers of Lawsuits Challenging the SAVE Plan and the Removal of IDR Applications
March 20, 2025
by Ella Halpine
For more information on the February court order issued in a lawsuit challenging the SAVE plan, see Part 1 here. Lawsuits brought by several states challenging the SAVE Plan have […]
Continue Reading →PART 1: March 2025 Update on Lawsuits Challenging the SAVE Plan
March 20, 2025
by Ella Halpine
This blog post explains the legal implications of recent court orders in ongoing lawsuits challenging the SAVE plan. For what this means for borrowers, see Part 2 here. Last spring, […]
Continue Reading →Borrowers Can Now See Their Progress Toward Being Student Debt-Free in Income-Driven Repayment Plans
January 27, 2025
by Ella Halpine
On January 16, 2025, the U.S. Department of Education announced that federal student loan borrowers can now, for the first time, see how many months of progress they have toward […]
Continue Reading →The Department of Education Pauses Processing of TPD Discharges from Dec. 20, 2024, to early Mar. 2025 – What You Should Know
January 15, 2025
by Ella Halpine
On December 20, 2024, the Department of Education announced that it is temporarily pausing the processing of Total and Permanent Disability (TPD) discharge applications. The TPD processing pause will last […]
Continue Reading →More Updates & News
Important Note: On June 24, 2024, two court decisions temporarily blocked parts of the SAVE Plan from taking effect. These decisions may change borrowers’ rights and access to certain benefits, including repayment plans. We will update this website with more details on how this will impact borrowers soon. Visit here for more information.
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